Category: Uncategorized (27)

Selling a property is not a walk in the park as it requires proper planning and perfect execution. Whether you have sold your home multiple times or you are going to be selling for the first time, there are some important factors you need to consider before listing your house for sale.

Here is a list of 5 important factors a home seller should consider to ensure a hassle-free sale at the highest price possible.

Hiring a Trusted Real Estate Agency Is Extremely Important

In today’s fluctuating real estate market you need to make quick decisions backed by proper market data. This is why hiring a real estate agent when selling a home, is extremely essential. By trying to sell your property without professional assistance, you could not only end up delaying the process but also lose out on the desired return on investment. On the contrary, you can just sit back and relax when you hire a trusted real estate agency like Vogue Real Estate. With decades of experience in the real estate market, Vogue’s selling property service in Bella Vista helps people to get the best deals when selling a property.

Pricing Your Home

Pricing your home should be given the topmost priority on the list because it plays a pivotal role in closing a deal. You need to understand that every property is “sellable” if it is priced in accordance with the current market scenario. The real estate market has fluctuated over the course of time and it is very essential to study past sales in your locality.

You need to have proper clarity on how much people have paid for homes that are similar to yours in a bid to put a competitive price tag on your property. Vogue conducts detailed comparative market analysis and reviews the prices of the similar houses that have been sold or are currently listed on the market. With real-time market data and extensive knowledge about the local market, Vogue offers full assistance to determine the correct value of a house or a commercial property.

Never Turn Away a Showing

Never think about turning away a showing. By doing so, you might never hear from that potential buyer again. When selling your home, you need to make your property appealing to potential buyers. To create an everlasting impression in the mind of prospective buyers, you need to make sure the pathways are clear and rooms feel clean, spacious and defined. You have to be ready for showings at any time because the more you are open for potential buyers, the higher the chances of closing the deal. Buyers are often time constrained and fickle minded and if you turn them away, there is a high probability that they will shift their focus on to another home in your neighbourhood.
Vogue not only maps potential buyers but also offers full assistance in arranging property showings at convenient hours. A thorough pre-scanning of prospective buyers is conducted and a highly experienced real estate agent is present during every property showing session.

Using Multiple Marketing Channels

Be it online or offline, you need to utilise all marketing channels to find the right buyer and complete the sale as quickly as possible. Selling a house not only involves the listing of properties but also various forms of marketing and promotion. Failing to do so lowers your chances of getting the desired return on investment. Only a reputed real estate agency utilises the best marketing methods to not only reach out to potential buyers but also to increase the value of your home. Real estate agents go that extra mile to help property sellers get the right buyer and the maximum return on investment. Vogue’s selling property service in Kellyville includes a wide plethora of marketing methods including social media promotion, print ads, property listings and online campaigns to deliver fastest possible closings.

Getting Your Documents in Order

When selling your house, you could face unnecessary delays if all the paperwork and legal documentation are not properly managed. It is not only important to prepare and stage your house for sale, but you should also be ready to answer all the inquiries that might come your way, regarding the property. You need to show all the necessary legal documentation that your attorney or prospective buyers will ask for. Vogue pays special attention to every minute detail while helping to manage all the paperwork and legal documentation. To facilitate a quick settlement, real estate agents not only provide expert advice and full assistance in transferring the legal title of the house but also take care of other legal issues during the selling process.

Focussing on these 5 factors will exponentially increase your chances of selling your house quickly and at the best price.

Becoming a homeowner is one of the great goals that all of us hope to achieve in our lifetime. Having a roof over your head whose owner is you is a magnificent experience. The very moment when you buy your new home, all the agonies of having a bad landlord go away. From that day on, you are the only person that you need to ask for permission to do anything in the place where you live. However, it is important to be well informed before you make the purchase of your new home. Failing to do so can result in making what can turn into the biggest mistake in your life. After all, although there are people who move very often, you should make the move a one-time thing. Therefore, we bring you10 tips for buying your first condo.

Image of a building
Choose the right type of flat for you

What You Need To Pay Attention To When Buying Your First Condo

Before we go any further, we need to take a general look at what you need to pay attention to when buying your first condo. Later on, we are going to elaborate on each of the following bullets:

  • Is it the right time for buying your first condo?
  • Is a condo really the right fit for you?
  • Where do you wish to move?
  • How big a condo are you going to need?
  • Get familiar with the neighborhood
  • Have you secured financing for it?
  • Hire a reliable real estate agency
  • Find out more about the maintenance and management company
  • Get to know the association rules
  • Get informed on the association fees

1. Is Now The Right Time For Buying Your First Condo?

One of the common mistakes that people make is to choose to buy a condo at the wrong time. However, defining the right and wrong time is far more difficult than you might think.

In essence, it all comes down to your personal preferences. What we can tell you right away is that you should make sure you’re buying your first condo under no time pressure. Take the time to see what’s being offered. Then, take the time to choose the right one. If some of the ones that you like get sold while you are contemplating what to do, so be it.

2. Is Buying Your First Condo The Right Choice For You?

Another aspect that you need to take into account is the type of home that you are looking to invest in. Is buying your first condo the best move that you can make at the moment? You should make sure to be particularly careful if you are planning on relocating to far away from your home town. In this and many other cases, renting rather than buying could be your best option.

3. Where Would You Like To Move?

If you are certain that buying your first condo is the right move to make, you will need to make sure that you buy it in the city and the part of the city you would actually like to live in. Do not go about buying a condo just for the sake of buying ASAP no matter what a real estate agency suggests to you. Tread lightly and make your decisions smartly.

4. How Big Of A Condo Are You Going To Need?

There are often disparities between the size of the condo that we are looking to buy and the one we can afford. Make a smart decision and buy a condo that is going to meet your current needs, if you’re still young and not married. Married couples should make sure to buy places where they can see their future kids growing up.

5. Know The Neighborhood Before Making The Purchase

If you happen to come by a condo that you like, make sure to get familiar with the neighborhood. You will be living there, so make sure that it fits you fine.

6. Do You Have Your Finances Sorted Out?

Wallet with paper bills
Have you secured your financing

It’s very important to know how much money you can afford to spend on a condominium. Therefore, no matter whether you are paying in cash or you are going to get a loan, make sure to take into account that buying furniture, electrical appliances, etc. costs quite a lot as well.

7. Hire A Reliable Real Estate Agency

Making sure that you are doing business with a reliable real estate agency is very important. There are many types of scams that can take place when buying your first condominium. So, hiring a reliable real estate agency with a good reputation can be some sort of a safety net.

8. Maintenance And Management

Good building management and maintenance is important when buying your first condo
Get to know as much as you can about the management and maintenance company

Every building needs maintenance. However, there are very few of those that do the job themselves. Usually, there is a building management company that takes care of the maintenance and management. Before you decide on buying your first condo in a particular edifice, find out as much as you can about the management company. Its reputation will not only provide you with information on the company itself, but also on the community that is living in your potential new building.

9. Be Mindful Of Association Rules

The homeowner’s association can decide to write a set of rules that everyone in the building should follow. Before you move in, find out whether such rules exist in the building which you are going to move into and what they are. Then, make a decision whether to buy your first condo there or not.

10. Get Familiar With The Association Fees

In most buildings with condos, there are association fees that are paid on a monthly, quarterly or yearly basis. The fees can differ depending on the state, city, neighborhood and the building itself. Therefore, find out how much you would have to pay should you decide to buy an apartment there and move in.

If you are moving soon, you are probably looking into various options to facilitate your move. You may think about moving all of your items yourself with the help from your friends. Another option would be to pay for an all-inclusive move that is going to be conducted by a moving company. However, sometimes you are going to come by another term that can be easily confused: moving brokers. Who are they and what do they do? We are going to try and explain to you what moving brokers do and how you can use them. Also, we are going to show you how moving brokers can use you, too. Hopefully, by the time you have read this article, you will be able to answer the question that brought you here initially: do you need a moving broker?

What is a Moving Company?

A moving company is a firm that performs moves for their clients. There are many different moving packages and services that moving companies offer:

  • Transport of items
  • Packing services
  • Cleaning services
  • Decluttering, etc.

Moving companies are the true heroes that save the day once the moving time comes. Obviously, there are various moving companies operating in the global market.

Some companies specialize in local moving. These companies tend to be rather small with limited workforce. Given their capabilities, they take on only small local moves, mostly residential ones.

On the other hand, there are large moving companies that have their own pickup trucks, lorries and large trucks – the long vehicles. These companies have different teams that specialize in various types of moving: local, long distance, cross country. They also operate on a national and international level. Therefore, if you are in a situation that may result in a move, you should make sure to find a reliable moving company to assist you.

The prices of moving companies vary as well. They depend on the seasonality, the number of items that you need to move and the distance that your items need to cross. Even though the prices can vary, you should be able to come up with a median price for the size of your move. If you realize that you are being offered a too low or too steep price, something may be wrong. Therefore, open your eyes wide and tread lightly when choosing a moving company for you. In the end, it is important to make sure you find cheap moving experts that are going to deliver. You should stay away from the too cheap or the too steep.

Credit card transaction
A cheaper price should not be the sole reason to choose one company over another

Moving broker VS moving company

Now that we have explained what in essence a moving company is, it will be easier to explain what moving brokers do

Moving brokers are companies that are not movers and are usually not allowed to perform any type of move. They earn their money by collecting and pricing moving deals with residents rather than with companies. Companies have budget planning that allows them to splash out on a move. Unlike them, ordinary people more often than not look for a cheap move. Quality is important to them, but price plays the main role. This is especially true when moving internationally. International moving is far more expensive, so people look to cut down on the moving costs.

So, in order to make money, moving brokers’ job is to sign a contract with a client for a certain price. Then, they resell that contract to some of the moving companies that they work with. Therefore, moving brokers basically don’t have much to do with your move. They are the middlemen who make the profit by quoting you one price and then reselling the contract signed with you to a moving company for a lower fee. The difference between your quoted price and the price tag that they put on a contract when reselling it to a moving company is their profit.

Shipping containers
International moving is one of the types of moving

Issues with hiring moving brokers

Should you decide to hire a moving company that is reliable, licensed and insured, you will probably have no issues when moving. Just like answering the question of can you trust a real estate agent, you need to know if you can trust brokers. For your information, if you decide to hire a moving broker, the situation is far from ideal.


First of all, the moving quote that a company will give you, upon a free estimate, is the price that you will pay in the end. Moving brokers will give you a quote, but then try to resell your contract to a mover that asks for the least amount of money. Due to this practice, more than a couple of issues may arise:

  • The moving company sent to you may receive the incorrect information on the characteristics of your move. This may lead to them showing up with a too small a truck, too small a crew of people or simply might quote you additional costs.
  • The moving company may not show up at all in the case that the moving broker is unable to hire a moving company for your move. The broker, for example, might try to pay too little for the service. In the end, you may end up stranded without a mover.
  • Un unreliable mover may buy the rights to your move. This can lead to you receiving very poor service.

Value for money

A moving broker’s job is to sign you to a contract and then resell that contract to a moving company, a reliable or unreliable one – it is up to them. Given the fact that a portion of your money is going to remain in the moving broker’s hands and a portion is going to go to the moving company, don’t you think that you could get a better deal when dealing with the moving company yourself? Plus, you would be dealing with the moving company of your choice. This is very similar to hiring buyer agent’s services when buying a house. It is cheaper to do it without the middleman.

Are you sure that hiring a moving broker will provide you with the best value for money?
Make sure to get the best value for money
Do you need a moving broker?

We believe that we have given you enough information on the differences between moving companies and moving brokers. Now, the time has come to make your decision who to hire. Do you really need a moving broker?

Meta: There is a significant difference between a moving company and a moving broker. Come inside in order to get clarification of what each of them does.

Sydney is a huge, metropolitan city, and as such, it is usually not thought of as family-friendly. While it cannot be denied that buying a house in Sydney will be one pricey endeavor, this city might have just what your family needs for a happy life. There are plenty of good neighborhoods in Sydney for families, and it is just a matter of carefully choosing the one for you. And, if you don`t feel like making all of the decisions by yourself, hire a real estate agent and turn house-hunting into an enjoyable experience.







Is there anything not to like about living in Sydney?

North Sydney takes the prize as being one of the most Expensive Neighborhoods in Sydney for Families

The housing prices in North Sydney are not for the faint-hearted. It cannot be denied that a hefty monthly budget is a must for a comfortable life in this neighborhood. However, if you can afford to live in it, you are sure to get your money`s worth. There is an abundance of premier schools in this area, so you would be living in a good school district. We all know how important the education of your children is. Although, it would be good to warn you that the tuition prices here resemble the housing prices. The elite education your child will receive will cost a lot of money, so be prepared.

Don`t despair just yet about the steep prices, as those who seek can always find a way. Have you given downsizing a thought? If you live in a spacious house, perhaps you could sell that one and buy a smaller one to fit your budget? This is the best way to get your finances in order and afford to live in North Sydney. And, if you are worried about the lack of space, don`t be. You can always find a suitable storage solution for you, and have a safe place for your belongings. Didn`t we tell you that everything can work out in your favor?

For close proximity to the heart of the city, choose Balmain

One of the biggest advantages of living in Balmain is the fact that you are so close to the city. In a way, you get the best of both worlds, as you are situated away from the hustle and bustle of a big city, and yet so close to all the benefits such a city has to offer. Besides, there is much more to be gained by living here than a favorable geographical position. Balmain has some of the best:

  • Public parks, like Elkington Park;
  • Quality public schools, and it is known by now that this is a prerequisite the best neighborhoods in Sydney for families must have;
  • Entertainment venues, which serve to ensure that none of your family members are ever bored.

What`s important to say is that living in Balmain won`t break the bank. Sure, there are other neighborhoods that are cheaper, but they do not offer the same advantages Balmain does. Don`t wait, go online and look for the properties for sale or lease in Balmain. Your family will be grateful you did so!







Mesmerizing parks are a staple of the best neighborhoods in Sydney for families!

For beach-Loving Families, Cronulla is the Right Place

There is nothing more Australian than a fun, sunny day at the beach, spent together with your friends and family. If that type of lifestyle is what you are looking for, you have found your perfect place. Cronulla is located along a series of beautiful beaches. What`s interesting is the fact that the downtown is still easily accessible, as it is only 30 kilometers away. Even though this might seem like a fairly tiresome commute, it is not. The good and punctual public transportation system makes this a pleasurable commute. If you are not living in Australia but like this way of life, why don`t you give moving to Cronulla a thought? All you need to do is get appropriate assistance for your move to another country and find a house that is suitable for your family. Luckily, in a place such as Cronulla, you won`t have any troubles finding one.

The Most Popular Suburb for Families is West Hoxton

There is a good reason West Hoxton has been named as the best suburb for families in Sydney according to the latest research. A lot of it has to do with the median house price. If you wish to buy a home in West Hoxton, expect to pay around 893,273 dollars. While this does seem like an incredible amount of money, believe it or not, it is still below the city-wide median price. In Sydney, the median house price is 1,000,000 dollars, which is truly a staggering number. So, when you think about it, it turns out that West Hoxton is actually on the affordable side.

Another thing that might persuade you to buy a home in this neighborhood is the fact that 80 percent of households here have at least one child. That`s right, you would be in good company. Why not make a few friends while living in one of the best neighborhoods in Sydney for families?







Finding a family in West Hoxton that doesn`t have at least one child will be next to impossible.

Are you Looking for Something Hip and Trendy?

Then look no further than the bohemian Newtown. Newtown is favorite among young adults and university students, there is no doubt about that. However, we here at Vogue Real Estate can only see that as a good thing. If you are a young parent yourself, moving here means you would still be able to have a social life, while raising a family. That is the definition of a rich and satisfying life. Besides, Newtown is one of the best neighborhoods in Sydney for families, as it has loads of quality schools and public parks. The youthfulness and the liveliness of this neighborhood cannot hurt your kids, on the contrary. They would get a chance to grow up among young, creative and innovative people, which will definitely teach them how to be successful individuals themselves.

Figure 1 Is it a good idea to invest in rental real estate? Alt. Building.

Investing in real estate consists of buying, owning, managing, renting or selling properties for profit. Real estate industry has grown drastically over the years, and so have the challenges. With so many options at hand, we must ask ourselves – is it a smart move to invest in rental real estate at this moment? There are many things that need to be taken into a consideration before making your first move, but we will try to help you create an opinion and make your first decision.

If you are moving from Kuwait to Australia to start your new business, we advise you consider hiring international movers from Kuwait to help you with your relocation project. Making such a big change in your life can be stressful enough, and believe us – you can use all the help you can get.

Real estate investments in 2018 look promising

If you want to start investing, but you are not sure if you should pick stock or real estate as your new investment – we suggest you reconsider investing into a real estate market once again. Owning a property is almost always a safe investment. When you buy an apartment, house or any other kind of a property it is very unlikely that you will experience a major or total loss. Why is that? Well, this type of investment is secured by a physical asset. Also, people will always need a place to live, and it is not a surprise that many investors put their money on something that is always in a demand. Real estate is a long-term hold, and you won’t depend on market after making your first move. In the vast majority of cases, it is stable and it will retain its value over the period of time. But, let’s see why you should invest in rental real estate:

  • Your tenants will pay for your investment.
  • The value of your property will only increase over the years.
  • If you invest in rental real estate, there is almost no space for failure with so many options and opportunities.

Let your tenant pay for your investment

If you are interested in long-term real estate investments, you should be aware of some positive facts first. The number one reason to get in this business is to generate a passive income. This type of investment will not only build equity, but it will also produce positive cash flow. With every mortgage payment that comes from your tenant’s rent you will be paying for your investment with someone else’s money. So – why not? This is a win-win situation, and you should use it at your advantage. Also, if you are not a professional real estate investor, renting your property is the safest way to get your money back, even if you haven’t used a loan as a payment method.

Figure 2    Soon after you invest in rental real estate you will realize more than one way to get your investment money back. Alt. Laptop, notebooks, cactus, coffee, glasses and phone. the value of your property can only grow

We know that getting started in a new field is never easy, but believe us – becoming a real estate investor is simple and safe. There are so many financing options that you should explore and use as an advantage. Make a strategy, and be patient. Invest some money, and wait. It will pay off in the long run. Or, if we look at the past few years – not so long run.

We all know that investing in this market requires a lot of money, but the situation here is much different then with the stock market. You don’t have to be a professional broker. Also, you won’t need all that luck. The only thing you should do is to try to make the smartest possible move, and hope for the best. But, either way rest assured – the value of your rental property will only grow.

Leverage your capital

Just like we have said previously, you should use many different financing options as a leverage. Unlike with other markets, when you invest in rental real estate you can buy a property with cash combined with a loan.  This is an aspect used by many investors who secure many mortgages and grow their business with only 20% down payments. This is a great option if you want to use conventional financing as an advantage – use your cash to purchase more properties and maximize your investing opportunities.

Figure 3   Do your research before you make any moves. Alt. Image of a building.


As the time passes, more and more people are starting to invest in rental real estate market. It is a lower risk and it offers a much better returns rate. It is a common situation that an individual wants to invest in rental real estate, but doesn’t know where and how. That is the main reason why you should do your research, make a plan and think about it once more. You will need to figure out a way to get the best results. Or, you can even get some help with deciding from professional advisors. It is really your choice.

What are the next steps after you invest in rental real estate?

It might be a good idea to invest some more after just obtaining a property. This can be a huge factor when you start renting it. You don’t need to spend all of your money, but making small changes here and there can create a much better picture of the property itself. Also, its value can increase more than you think. And that is the main goal! It will assure better return rate and increase your income.

Figure 4    Making small changes can increase the value of your property. Alt. Image of a kitchen.

Pay attention to the details

Small details can make a huge difference. Changing the layout of let’s say one whole kitchen can cost you a lot of money, but there are a few decorating tricks that you should use. Repainting the walls and installing a new air-conditioning system can make your property much better looking. Add some new furniture. Do your research, and try to find the best match. Make sure you don’t overstep your budget. Stay focused, and remember that the main goal after you invest in rental real estate is to earn as much money as possible – not to spend it all.

The housing market in Australia is tough to break into and renting can provide an affordable solution. Finding a rental property or renting out your own investment will take time if you want to do it properly. Before you jump in with the first opportunity that seems right we asked the experts what to look out for when renting.

A lot of issues that come up weeks or months into your lease could have been solved at the initial meeting if you knew the warning signs. Real estate agent and founder of Vogue Real Estate, Nicole Ciantar, has these tips for future renters:

“It can be very stressful living in a rental property. There are lots of things to consider, for example; how long would I be able to live in this property? Will they increase the rent? Can I have a pet? And that is just to name a few!

If you’re unsure of what you’re about to get yourself into consider these tips:
– Do you have a rapport with the agent/landlord
– Ask questions like “does the owner do repairs promptly?”
– Do a thorough check of all appliances to ensure they are working
– If the agent/landlord says they will be doing works at the property ensure it’s written into the lease
– Ask “why did the last tenants move out? This is an indication of what you’re about to receive (if they tell the truth)

Some general warning signs:
– Is the property in a poor state of presentation
– High tenant turnover; you should be able to find this out via google
– If the agent/landlord isn’t engaged with your conversation then they don’t care which in turns means lack of communication and knowledge so your rental experience is going to be poor”
Find out more on Facebook or get in touch on

Renting a property is not typically a long-term plan. You’re thinking year by year, or even month by month. You’re also prepared to change your living conditions quickly. With this in mind you don’t want to set up an overly permanent home. But you also want it to feel like home while you’re living there. Here’s our advice for comfortable renting:

Keep it to the bare necessities. Everything you own should be able to be packed up for storage or sold in the case that you or your landlord decide to change your living arrangements. To save money and time look for attractive furniture online. It’ll be delivered straight to your door which eliminates the need for trips to the furniture store or lugging it up the stairs by yourself.

On that note, a bed base and headboard is going to be the best option for storage and comfort. Many people think they can get by without a sturdy headboard but this is not recommended. Leaning against your headboard in bed will be much more comfortable and prevent smudges, marks or sweat transferring to the walls. It can also add a layer of insulation for thin walls which may be a feature of newly built or renovated properties.

You may have found a furnished rental which came with the mattress, bed and other necessities. This is great because it saves you the effort of buying expensive furnishings but the downside is you haven’t hand-selected your furniture. For example, the mattress may be too firm for your liking. You could always buy a new mattress that suits your needs. Another option is a soft mattress topper which will customise the fit and feel of your bed without requiring storage space for when you’re on the move.

It’s not just the tenants who should be discerning when entering the rental market. Sydney Buyers Agent Dean Berman helps many Australians find investment properties which many decide to rent. Here’s his advice when choosing tenants:

“Key points to look out for when renting property:
– Do your best to ensure your tenants will treat the property with respect and will be able to pay the rent on time by screening them on areas such as job references and rental databases
– Make sure you feel comfortable with the tenants during the inspection
– Understand how many people will be living in the property
– Ensure you make the ground rules clear such as no sublets if you don’t want an AirBnB situation occurring
– Try to understand the tenants previous rental history
– Take photos of the property before renting it out, so you can see what it looked like in its original condition

The main warning signs:
– If the tenants don’t have secure employment, then there could be potential issues, make sure you can see proof of funds or potentially organise for the rent to be paid in advance to reduce risk
– A poor rental history or constant moving”
Find out more on Facebook and Instagram.

Don’t get caught out by a lack of knowledge. Whether you’re looking to rent or looking for tenants in your investment these are the warning signs and general tips to keep in mind.

Tax return season. Sure, it might be a little annoying to fill out all the paperwork, but once you see that money come right back into your account as a result it’s always worth it.

Many people receive fairly sizeable returns, and when that’s the case, it’s hard not to want to go out and spend it on something luxurious. However, that’s probably not the best way to handle your money. Most financial planning advice encourages tax return recipients to save, save, save.

While putting that money right into your savings account does seem like the most reasonable course of action, it’s understandable that it can be challening and boring, even. So here are some ideas for smart, regret-proof ways to spend your tax return.

Pay off old debts

You might think that buying that new flat screen television is going to feel more satisfying, but at the end of the day, having your debts paid off is going to feel much better. Pay off as much as you can, starting with the highest interest debts, as these are only going to cost more in the long run.

Additionally, you should use this as an opportunity to reset your financial goals and ensure you stay on top of your debts moving forward. Ensure you’re making regular payments so you have a good credit report.

Invest it

The best way to improve the value of your money is to invest it. Do your research before you put your money into anything or see a financial planner.

You can also invest in things like your home. Consider doing some home improvement projects or renovations that will increase the value of your home. Whether that be replacing old appliances with new, energy efficient ones, or redoing the bathroom.

You want to be sure whatever project you’re doing increases the value of your home. For example, removing storage space to make a bigger room without replacing the storage can actually decrease the value as people are easily turned off from a home that doesn’t have a place to keep their possessions.

Put it in an interest earning account

While depositing money into a transactional savings account feels responsible (and not to say that it isn’t), it is better if that money is working for you. Instead put the money into an interest earning account.

Of course, you can create your own savings account for whatever you want! Perhaps you want the money to go to a big trip or a new house or an emergency fund – whatever it is, give the account a special purpose and you’ll likely feel more accomplished as you put money in.

Spend it on something you need

First we should define the difference between ‘want’ and ‘need’. A want is something you desire, but can live without, like a new bag. A need, however, is something you can’t function without like a car repair or that dentist appointment you keep putting off. Investing your money into yourself is going to be one of the best things you can do with your money.




Bridges Financial